The core of our Investment Management system is an automated investment advisory service that builds, monitors, and re balances your portfolio. And you can get started with as little as $5,000 to invest.
Our automated approach to investing simplifies your savings strategy. Our portfolios achieve optimal returns through diversification, automatic re balancing and lower fees. We will help keep you on track in reaching your goals. Your savings along with our financial planning expertise is Achieve made simple.
Our portfolios are invested in up to 15 different stock and bond asset classes providing immediate diversification for your investments. These asset classes are weighted to provide a progressively increasing amount of risk and potential return. Lower risk portfolios are used for more conservative investors or investors who have shorter time frames for their objectives. These portfolios have more cash, short term bonds and less volatile stocks. As you move up the risk spectrum, our portfolios may hold more stocks and bonds with higher risk but higher potential returns.
When considering investments we look at the tax characteristics of your account separating taxable investment accounts and retirement accounts. Taxable accounts may hold federally tax-exempt municipal bond and tax sensitive stock funds providing portfolios with more favorable after-tax return. We utilize tax loss harvesting to enhance your after tax returns.
We carefully select our investments using mutual funds and exchange traded funds with no transaction costs whose managers have demonstrated above average performance with below average expenses and risk.
Our Investment Management is NOT a Robo- Advisory service. While we offer the convenience of an online service, our investment advice is supported by real people who answer your calls! Although you may be a new investor our experience tells us you value both the convenience of technology and the security of a known, trusted advisor.